I too have to chip in. You state that deducting points for going over 70 mph isn't geared toward penalizing us for our driving behavior. However, it deducts from the score. You may choose to call it something else, but that's the very definition of a penalty. I went from 99% to 58% on the last driving day of my week for cruising between 70-75 mph for 20 min. I never went over 75. Over the whole week, I was motivated to having softer accelerations/decelerations to improve fuel economy and driving score. Now I see that it makes no difference. Either I'm the slow guy going 69 mph in a 75 mph zone or I have a bad score. Automatic is being sent back. You can decide if you want to fail at business or allow people to choose their threshold. This is too ""progressive"" and illogical.