Gen 2 Supported apps for insurance companies

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  • Idea
  • Updated 2 years ago
  • Planned
  • (Edited)
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I mentioned this back when I first began using my gen1 adapter, and now that there is a dedicated API with third party apps, i'm curious to see if there are now plans to integrate with State Farm's app or other insurance companies.

The insurance companies won't tell me anything, but this is a feature i've wanted for a while, but I don't want to use an OBD-II splitter.
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Posted 3 years ago

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Tom, Former Employee

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Thanks for your question, Jason! There's certainly a possibility for such partnerships, and to learn more about our thought process in partnering with insurance companies, be sure to check out this recent blog post.

We also don't support the use of splitters because it can affect the performance of Crash Alert and can sometimes result in bad data readings. Having said that, some folks use them anyway. See this related topic for more details.
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Hi Jason,
As Tom pointed out, most of the insurance company Adapters specifically indicate that they will not work with splitters.  Others don't mention it, but it will/can cause issues with the adapter - and in fact the use of splitters can cause Bus Issues thus turning on the Check Engine light, or putting vehicles in 'fallback modes' .

I too would hope to see the Automatic adapter used with more insurance companies but I would also point out, they may not be willing to allow access to the adapter via the API.  But while I say that, I am by no means a representative for either the insurance companies or Automatic.

Anyway, be careful with the use any splitter.

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Adam Altman, Alum

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We are already working with some insurance companies on solutions that you would be able to opt-in to, though not 100% of the companies have decided to work with us yet.  If you'd really like yours to work with us, give them a call and let them know.. you can even direct them our way to have a conversation. :)
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It's curious that when insurance partnerships and "discounts" are mentioned there is never the other side. What happens if my "Data" is sold to my insurance company and they decide I accelerated too quickly or applied my brakes too many times? No one gets discounts for driving well, they charge the "bad" drivers more. Your data security is very important to automatic, but they can sell it as a company asset tomorrow and that's the end of this love affair with your security.. ;.) Many company's do this. They know that if they get a certain number of people committed and create a large enough database, the real value is the info and not selling a few more adapters from year to year. This is certainly true when they don't charge a fee for the info or to access they website. I would love to hear Automatic address this issue. (and not with, "At this point we have no definite plans to .......) ;>) Thanks Mike Cat
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Thejo, Alum

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Mike, thanks for your question. We care deeply about privacy at Automatic and will never share any personally identifiable information without your explicit permission. I encourage you to read more about our view on the matter in our privacy policy -

It's also important to note that it's not possible for an insurance company to use your driving behavior data without your knowledge or consent, even if they were able to somehow acquire it. Auto insurance is a highly regulated industry and they are expected to file plans with state regulators which describe the data they use to price each policy. They can't just silently enroll customers in products which use new data without their consent. I'm pretty sure they'd be breaking laws if they hid the fact that they're acquiring data about driving behavior and using it against their customers, not to mention the huge brand and reputation risks associated with doing something like that.
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Thank you for the response.. I think that clears it up. Have a great day and keep improving you very good product,  Mike Cat
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Thanks, Mike! 

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