Insurance discounts

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  • Updated 11 months ago
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Are there any plans to partner with insurance companies to offer discounts based on Automatic data? My Link is sharing an OBD splitter cable with an In-Drive dongle which I'd like to be rid of before they try to start charging me for it.
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Jason

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Posted 5 years ago

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Amy

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Hi Jason. Right now we're just focused on a solid release of the basic 1.0 app. There are certainly a lot of partnership possibilities down the road, but I have no definitive info on this.

I'm going to change your question to an Idea topic so it can be tracked as such.
I'd like to add a vote to this too. I'm a Progressive auto-insurance customer and have considered using one of their Snapshot ODBII devices for getting better rates.

If Automatic worked on the business-side to make a partnership with perhaps AAA and/or other auto-clubs that have leverage with auto insurance providers, I'd bet you could open up to a larger audience, and provide another value-add to your product. Especially to quell all the Automatic owners who are whining about not having real-time data.

Keep up the good work and keep the updates/features coming!
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Amy

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Thanks, Jean-Etienne. There are certainly many possibilities being considered. We agree that this could be an interesting direction for those who'd want to participate.

Thanks for the support!
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ttorrison

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This reply was created from a merged topic originally titled
Can Automatic work with my insurance company to lower my premiums?.


I've heard some insurance companies use a device like Automatic to transmit data about driving style to the insurance company. Safer (less speedy) drivers pay less. Might something like this come to Automatic?
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Tom, Former Employee

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Hi ttorrison! We do not currently offer this service, but partnerships are a possibility down the road. 

We do not share your drive data with anyone outside our company, and we would never share personally identifiable information with third parties unless it was in the capacity of a program that benefited the user and was user *opt-in.* See this topic for more details.
(Edited)
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Peter Pappas

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This reply was created from a merged topic originally titled
Link Automatic with Car Insurance Companies to reward safe driving habits with insurance discounts..


My car insurance company, Allstate, is offering a discount of up to 30% if I install a device similar to Automatic to the data port of my car. I can only use one device at a time. Automatic tracks everything the Allstate device tracks and more. It would be great if Automatic and car insurance companies could partner up so I could continue to use Automatic AND get my discount. I suggest that customers could link their accounts so that data could be shared. This would benefit everybody. Discounts for me and more customers for Automatic.
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Tom, Former Employee

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Thanks for the idea, Peter! It's great to know that you're interested in seeing an insurance discount service added to the product. This is something that we could offer our customers further down the road, and participation would, of course, be user opt-in.
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Rob Killion

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Same for me - I just got a letter from StateFram offering me up to 5% in discounts if I use my car's data port to transmit to them the same kind of in info Automatic already tracks. Since there's only one port, I have to choose between Automatica and a 5% discount. Help! I don't want to choose.
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Tom, Former Employee

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Thanks for chiming in Rob, and it's a shame you have to choose! As explained in this FAQ, splitters aren't officially supported, but some Automatic customers use them anyway. To read more about their experiences, check out this discussion.
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Paul Swiney

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Have there be any developments with sharing Automatic data with car insurance companies?
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Amy

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There are some insurance companies who are using Automatic to pilot programs for their customers, but they all originate with the insurance company -- not us -- and are user opt-in on their end. So IOW, people in those programs are already customers of those insurance companies and then come to Automatic through them. Insurance companies do not move quickly so this is the first baby step to hopefully making this a thing that is more readily available to those who want to participate in a Usage Based Insurance program. 

(To be super clear because I know people can get touchy when it comes to sharing data with anyone, we do NOT share user data w/ insurance companies under any other circumstances than what I've mentioned right above. Again, these programs are user opt-in and for the benefit of the customer. :) )
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David Albright

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Can you provide a list of insurance companies that provide a discount for using an Automatic?
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Derrick S., Official Rep

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Hi David,

Our biggest partner is American Family, but it's not available in all states right now.